Generating Income Using Options: A Smarter Way to Grow Your Portfolio
November 25, 2025

A Smarter Way to Grow Your Portfolio

If you're like many of our high-performing clients - physicians, executives, or entrepreneurs with $2M+ in investable assets - you're not just looking to grow your wealth. You want it to work for you. But if traditional strategies are leaving you frustrated with mediocre returns and tax inefficiencies, it’s time to look beyond the usual suspects.


Enter: income generation through options trading.


At Full Suite Wealth, we don't just manage portfolios. We design intelligent, income-producing strategies that give you control, tax efficiency, and results that often cover our entire fee within months. Here’s how.


What Is Options Trading for Income?

Options are contracts that give you the right (but not the obligation) to buy or sell a security at a specific price. When used properly, they can be a powerful tool to generate income on assets you already own - without selling them.


Our preferred approach? Selling covered calls and cash-secured puts. These are conservative, income-focused strategies that create cash flow from your existing investments.


Why High-Income Investors Use Options


1. Earn More From What You Already Own

Think of options like “renting out” your stocks. Instead of just sitting in your portfolio collecting minimal dividends, they now earn additional income through premium payments - often monthly.


2. Offset Market Volatility

Market ups and downs don’t stop just because your life is busy. But with options, we can generate consistent income even in sideways or mildly declining markets. This strategy adds a layer of resilience to your portfolio.


3. Tax-Efficient Income Stream

Done right, options income can be more tax-efficient than ordinary dividends or high-frequency trades. It’s one of the few legal ways to add yield without triggering unnecessary tax events.


4. Keeps You in the Driver’s Seat

Unlike dividend-paying ETFs or REITs, options strategies are fully customizable. You maintain control over which assets are used, how much risk you're comfortable with, and when to generate income. No cookie-cutter portfolios here.


Real Results: Making Back Your Fee - Fast

We’ve had clients earn more in two to three months through our options strategies than they pay us in fees for the entire year. That’s not marketing fluff - that’s strategic math. When you're managing millions, even a 1-2% monthly boost is a game-changer.


Why Full Suite Wealth Is Different

Most financial advisors won’t touch options. Too complex. Too risky. But that’s because they don’t know how to manage them properly.


At Full Suite Wealth, we integrate legal, tax, and investment expertise under one roof. That means your income strategy isn’t just optimized for performance - it’s also built to protect your estate and minimize taxes.


Is This Strategy Right for You?

If you’re:

  • Sitting on $2M+ in assets but frustrated by low returns
  • Planning for retirement and want to supplement income without drawing down capital
  • Curious about smarter, more agile wealth strategies


Then income-focused options may be exactly what you’ve been missing.


You’ve worked hard to build your wealth. Isn’t it time your wealth worked just as hard for you?

Let’s talk about how options can add monthly income, reduce risk, and help you grow smarter - not just bigger.

Why Most Advisors Ignore Options and Why That’s Costing You

February 17, 2026
When I talk to traditional financial advisors about how we manage money at Full Suite Wealth, I usually get a familiar reaction. We’ll mention that we use a diversified approach, sometimes even a concentrated one when we’ve got high-conviction ideas. Then I’ll explain how we incorporate options into client portfolios, not as speculation, but as strategy. That’s when the eye roll shows up. And honestly? It’s usually not skepticism. It’s ignorance. The Problem With Most “Advisors” In this industry, there’s a difference between managing money and collecting it. Most advisors I come across aren’t actually managing anything. They talk a big game, they talk to individuals, their clients, say this and say that, but they really don't know how to manage money at all. What they’re good at is bringing assets into the firm, handing those assets off to a portfolio manager they’ve never met, and then going back out to find the next client. They repeat that cycle over and over. All they are, is a person that gathers assets, moves the assets in, and goes and finds the next client. That’s not financial strategy. That’s sales. And you, as the client, are often paying for a title — advisor — without actually getting advice. When I start talking about options with other advisors, the conversation usually ends quickly. Not because options are too complicated. But because they’ve never taken the time to understand them. The truth is, options can be a better, more capital-efficient, and more risk-aware way to achieve the same investment goals. But most advisors won’t go there because they don’t know how. How many times do these financial advisors buy something, and there's a cheaper, easier, and less capital-intensive way of doing so? I’ve seen advisors buy ETFs or individual stocks for income or exposure that could’ve been done more intelligently through options, with better risk mitigation and better outcomes. That’s not opinion. That’s math. Options Are Not Everything. But They’re Something. I’m not saying options are the holy grail. They’re not. Options aren't the end-all, be-all, but it is one great tool that you can use as part of your portfolio. What I’m saying is this: if your advisor isn’t even considering them, you should be asking why. If your advisor doesn't use options in your portfolio, then they're missing out on a great opportunity to increase your income, hedge your risks, and enhance your return. You’ve worked hard for your capital. The least your advisor should do is explore every tool available to protect it and grow it. At Full Suite Wealth, we don’t shy away from the complex. We don’t pass you off. We sit down, we explain it, and we manage it ourselves. That’s what real advisory work looks like.

How I Use Options to Increase Your Income Without Adding Risk

February 17, 2026
Let me say this upfront: using options in your portfolio doesn’t mean taking on more risk. In fact, if it’s done properly, it means taking on less. I get asked all the time, “How do you balance the desire for enhanced income with the need for risk management in your option strategies?” Here’s the answer I give clients every week, because it’s at the heart of how we manage money at Full Suite Wealth. We Hedge and Earn at the Same Time When I use option strategies to generate income, I’m not speculating. I’m hedging your downside and boosting your income at the same time. When we use enhanced income strategies using options in portfolios, what we actually do is we're hedging the portfolio to the downside while taking in current income. That doesn't make your portfolio any riskier than it already is. In fact, it lessens the total risk that you're taking on in the market. Simply put, we rent your portfolio to the market. You still own the assets. You just get paid to let someone else use them for a bit within clear guardrails. Making Money in All Market Conditions The goal is not just to survive volatility, it’s to benefit from it. We benefit from the market going up and we also benefit from the market going down. And if we can make money in markets in three different ways, up, down, or sideways that’s true risk management. That is protecting your assets and growing them over time. This isn’t about gambling on direction. It’s about designing a portfolio that makes progress no matter what the market decides to do. That's the real strategy. That’s why our firm exists. A Smoother Ride Matters You might not realize how much risk you’re taking if your portfolio is bouncing around like a rollercoaster. Our goal is to smooth that ride. We do have clients who want aggressive upside, and we have portfolios for that. But most of our clients want predictability, income, and peace of mind. They want to feel like someone is actually managing their wealth daily, actively, with a plan. We also have portfolios that almost go perfectly up right to left with just a little bit of a swiggle. What is that? That's called risk management. That's what we do. That “little bit of a swiggle”? That’s life. But your money shouldn’t feel like chaos. This Is What We Do I’m not interested in cookie-cutter advice. I started Full Suite Wealth because most people in this industry aren’t doing enough for clients. We bring something different: real integration, real strategy, and real income. A market that goes up, we can make money. A market that goes down, we can make money. And a market that goes sideways, we can make money by using our option strategies. This isn’t theory. It’s what I do for real clients, every day. And it’s not just options, we’re a family office-style firm that brings together investment management, estate planning, legal strategy, and trustee services, all under one roof. If you’ve been wondering whether your portfolio is truly working for you, or if you could be generating income without adding more exposure, we should talk.